Share Draft Policy

1.
Share drafts accounts shall be opened to any member in good standing.
2.
There is no monthly service charge on these accounts.
3.

Member is responsible for purchasing checks and their use.

4.
Member must notify the credit union if checks are lost or stolen.
5.

Fees for use of share draft accounts are as follows:

  • Insufficient funds charge of $25.00 per check.
  • Overdraft protection charge $2.00.
  • Stop payment charge of $15.00 per check or series of checks.
  • For addiional print out of share draft transactions $5.00 per request.
  • If member requests balancing of share draft account there will be a $15.00 per hour charge.
  • There is a $2.00 charge for copies of checks.